BIWASE Binh Phuoc implemented invoice-specific dynamic QR codes linked to its existing enterprise resource planning (ERP) system to provide an official payment channel and reduce reliance on third-party collection services. Customers can view bills and scan the matching code with a banking app; once payment is confirmed, the invoice is reconciled and its outstanding balance is cleared automatically in real time. The Android and iOS customer app also provides bill access, notifications and direct support, helping address limited app adoption and impersonated payment channels. BIWASE Binh Phuoc saves at least VND 1,000 per transaction compared with third-party collection, and all QR payments are automatically reconciled into the ERP.
Illustration. Illustrated payment journey; the QR pattern is not for real transactions.
Collect water bills with dynamic QR codes, automated debt clearing and bank reconciliation.
Organization: BIWASE Binh Phuoc.
Connecting customer payments to outstanding balances
Water bill collection involves the customer, the bank and the utility's commercial team. Third-party collection brings transaction fees and reconciliation work. At BIWASE Binh Phuoc, adoption of the customer app was limited, while impersonated payment channels created a need for an official channel. WETEC implemented invoice-specific dynamic QR codes connected to the existing enterprise resource planning system, or ERP.
Challenges to address
High collection-service costs, dependence on 3rd-party channels.
Limited online presence, creating openings for scams.
An app was available but had limited adoption.
What WETEC delivered
An individual QR code identifies the associated invoice. Confirmed payments are reconciled and the outstanding balance is cleared automatically in the ERP in real time. Debt clearing means recording the receivable as paid.
Deploy dynamic QR-code payment with automatic debt clearing.
Use the app for free notifications and direct 1-1 support.
Advise and co-deploy the app for practical, sustainable adoption.
How the workflow connects
Open the invoice. The customer checks the water bill through the utility's official channel.
Scan the dynamic QR. The customer uses a banking app to scan the invoice-specific code.
Reconcile payment. Payment information is matched with the invoice and corresponding amount.
Clear the ERP balance. Confirmed payments automatically update the outstanding balance in real time.
A clear journey from invoice to payment
Customers can review bills, pay and receive notifications through the official app. Commercial staff follow confirmed payments in the business system. This data flow connects the customer experience with receivables management and provides an additional customer-care channel.
Delivery outcomes
BIWASE Binh Phuoc saves at least VND 1,000 per transaction compared with third-party collection, and all QR payments are cleared into the ERP automatically in real time. The Android and iOS app offers an official place to pay and receive utility notifications.
Saved at least VND 1,000 per collection transaction.
100% automated real-time reconciliation directly into core billing system.
Customers can pay and receive notifications through the official app.
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